Harvesting Season
Three months have now passed since the start of my composting bin in my one bedroom apartment. The easy part was figuring out what I could and couldn’t put in the bin. Although some days I admittedly spent too much time googling “Can I put lemon skins in my compost?” Long story short, composting my kitchen scraps has created a great soil mixture for my plants. A few seeds were thrown into the bin accidentally and immediately germinated, grew stems, and produced one colorless leaf. This year I will be harvesting, tomatoes, peppers and hopefully a pumpkin! Quarantine time has turned into my penchant for planting in living spaces. Planting…
The VRBO & Airbnb Business
Short term rentals (STR) are becoming more popular among travelers, but are these rentals a good business? A short term rental is a furnished living space for a short period of time. Online STR companies Airbnb & VRBO give consumers the option to book a restful night, a campers experience, and/or various other STR experiences. In other words, these apps partner with everyday people (aka hosts) to connect innovative living spaces with consumers. If you are considering becoming a host, here are a few things you need to know before you start hosting guests. 1. Smart Pricing Smart pricing tools allow Hosts to set pricing that automatically go up or…
History
Understanding the history behind mortgage loans can allow us to fully understand the many facets of a mortgage loan. The word mortgage can be broken down into two Latin terms ‘mort’ and ‘gage.’ ‘Mort’ comes from the Latin term mortuus which means ‘death’ and the latter half of the word is middle English and means ‘pledge’. Mortgages have been around for centuries with evidence of usury throughout history as well as in todays present era. This may be why the term is rooted in such grim verbiage. Imagine being a tomato plant growing in the Sahara Desert and the neighboring cactus (lenders) refuse to share water! I feel parched thinking…
Mortgage Loans for Seedlings
What exactly is a loan? A loan is when money is given to another party in exchange for repayment of the loan principal plus interest. If you do not have enough funds to purchase a home, then you can opt to take a loan from a lender (banks, credit unions, etc). There are several types of home loans/mortgages but the common ones include Conventional, Federal Housing Administration (FHA), United States Department of Agriculture (USDA), and Veteran affairs (VA). Let’s break this down. If you are the seed, then the lender is the water and your knowledge is the sun. The more equipped you are with information, the better the odds…
